Choice Checking

The everyday account that pays you back. No hidden fees, instant transfers, and rewards on every swipe.

Banking built for you

We've reimagined the checking account to work harder for you. Simple, transparent, and rewarding.

Why switch to Choice?

We offer everything you expect from a bank, plus features you didn't know you needed.

Fee-Free Banking

Say goodbye to monthly maintenance fees, overdraft fees, and foreign transaction fees. Keep more of your money.

Get Paid Early

Receive your paycheck up to 2 days early with direct deposit. Your money should be yours the moment it's sent.

Global ATM Access

Withdraw cash at over 55,000 fee-free ATMs worldwide. We reimburse out-of-network fees up to $15/month.

Instant Virtual Cards

Generate virtual cards instantly for online shopping relative to your privacy and security needs.

Advanced Security

Lock your card instantly, set transaction limits, and receive real-time alerts for every transaction.

Mobile First

Deposit checks, pay bills, and manage your money entirely from our award-winning mobile app.

Everything you need in one app

Our verified 5-star app gives you total control over your finances. Manage cards, track spending, and move money in seconds.

  • Real-time transaction notifications
  • Budgeting tools and spending insights
  • Bill pay and peer-to-peer transfers
  • Biometric login for instant access
App Dashboard Preview

Frequently Asked Questions

Ready to get started?

Join millions of people who have already switched to a better way to bank. It only takes 2 minutes.