Personal Loans

Fund your dreams or consolidate debt with a low-rate personal loan.

Simple, transparent financing

Life happens. Whether you're planning a wedding, renovating your home, or paying off credit cards, we're here to help.

Checking your rate won't affect your credit score.

Borrowing made better

Low Fixed Rates

Rates starting as low as 5.99% APR with AutoPay discount.

Fast Funding

Funds can be sent to your account as soon as the same day you sign.

No Hidden Fees

No origination fees, no prepayment penalties, and no late fees.

Flexible Terms

Choose a repayment term that fits your budget, from 24 to 84 months.

Check Your Rate

See your rate in minutes without affecting your credit score.

Simplicity

One easy monthly payment to help you consolidate debt or fund a project.

Representative Example

See how much you could save.

Average Credit Card

21.4%
Average APR
Monthly Payment$485

Choice Personal Loan

9.9%
Sample APR
Monthly Payment$440
Save $1,620 in interest over 3 years

*Example based on $15,000 loan amount, 3-year term. For illustrative purposes only. Actual rate depends on creditworthiness.

Frequently Asked Questions